Refinance To Free Up Your Finances

Reduce Your Interest Rates and Increase Your Available Cash

Get your property valued today:

FINTOS refinancing is a service that turns the value of your properties into extra cash by partnering with a panel of 16 listed banks.

Why Choose FINTOS refinancing?

Cut the Hassle

Forget about applying bank by bank then being rejected. Our system recommends the best valuations and does the paperwork for you.

No Hidden Fees

At FINTOS, we believe in transparency. No hidden fees, full transparency, and a fully digital process which updates you at every step of the way.

20% Higher Valuations

Our track record? Valuations consistently 20% above market, maximizing your financial benefits.

Simplified Process

We demystify property valuation, ensuring clarity and ease every step of the way. Our team of experts, with 15 years of experience, guide you, ensuring you make informed decisions with confidence.

Partnering with Listed Banks

Do you need more information?

Refinancing involves replacing your current mortgage with a new one, typically to get a better interest rate, tap into the equity of your property, or consolidate debts. It can be a strategic move to improve your financial situation.

FINTOS offers a unique advantage with our extensive partnerships across 16 Malaysian banks, ensuring you get the best refinancing deals. Additionally, our consistent track record of obtaining property valuations 20% above market rates maximizes your financial benefits.

With over 15 years of experience and a deep understanding of the Malaysian property market, our team of experts uses a combination of market trends, property condition, location, and other factors to consistently secure higher valuations for our clients.

Our process is transparent and straightforward. Once you reach out, our team will assess your property and financial situation, leverage our partnerships with 16 banks to find the best deal, and guide you through the paperwork and approval process.

FINTOS prides itself on transparency. While there are standard processing fees, we do not charge any fees if the loan is rejected. We believe in providing value to our clients at every step.

The duration can vary based on individual circumstances, property details, and bank processes. However, with FINTOS’ expertise and streamlined procedures, our track record shows that we process cases 30% faster than typical processes. 

Yes, one of FINTOS’ strengths is providing tailored solutions for unique challenges. Even if you have a high DSR or past repayment issues, our strategic solutions can lead to approval.

Typically, you’ll need proof of income, current loan statements, property documents, and personal identification. However, requirements might vary, and our team will provide a detailed list based on your specific situation.

Our Happy Customers

Ready to Discover Your Property's True Potential?

Let FINTOS guide you on your refinancing journey.

Get your property valued today:

Reduce Your Interest Rates and Monthly Payments Today

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