fintos capital

Financial Growth
Made For You

Tailored Financial Solutions to Regain Stability and
Achieve Your Goals

Fintos Capital
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How Can We Help

Mortgage Refinance

Seeking better terms and rates? Our specialized team simplifies mortgage refinancing, offering personalized guidance at every step.

Debt Consolidation

Consolidate multiple debts into one manageable loan. Reduce rates, simplify payments, regain financial control.

Personal Loan

Whether it's for a major purchase or unexpected expenses, we’re here to achieve your financial goals with our flexible loan options.

Default Mortgage Loan

Struggling with mortgage payments?
We provide options to manage defaults and avoid foreclosure. Regain control of your mortgage today.

Property Financing (5 years and above)

Unlock property ownership or investment opportunities with our tailored financing solutions. Long-term stability, growth potential.

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We Offer Flexible Repayment Plan

Discover a range of plans tailored to your needs.
Here's our sample repayment guide within estimated range.

 
Loan Amount
Tenure
Loan Term
Instalment
Secured Lending
Loan Amount
RM 100,000.00
Tenure
7 years
Loan Term
12% p.a
Instalment
RM2190.48 /month
Unsecured Lending
Loan Amount
RM 100,000.00
Tenure
5 years
Loan Term
18% p.a
Instalment
RM3166.67 /month

Concerned About
Eligibility?


Even if you're “blacklisted” or have bad credit score,
Don't worry, we're here to help.

We offer loans to individuals from all profession backgrounds,
so you can apply with confidence.

Why Choose us

Experienced Team
Experienced Team
Experienced Team

Our team consists of bankers and financial planners ensures efficient loan processing with expertise.

Higher Approval Rate
Higher Approval Rate
Higher Approval Rate

We assist individuals facing various financial challenges, striving to find solutions for all.

No Upfront Charges
No Upfront Charges
No Upfront Charges

We prioritize transparency, charging no upfront fees to ensure clarity.

Flexible Repayment Period
Flexible Repayment Period
Flexible Repayment Period

Experience flexibility with our loan packages, including up to 9-month moratorium options.

Confidentiality Assured
Confidentiality Assured
Confidentiality Assured

Your information is protected under the Personal Data Protection Act (PDPA) 2010.

Safe and Secure
Safe and Secure
Safe and Secure

Your financial data and transactions are safeguarded, ensuring your peace of mind.

Founder's Message

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To our respected partners and friends across all sectors,

At FINTOS Capital, our mission goes beyond personal loans. We empower individuals facing economic challenges to regain financial freedom through tailored programs. By guiding them towards self-management, we contribute to personal well-being and economic development.

We also aim to positively impact social ESG (Environmental, Social, and Governance) objectives, fostering a fairer economic environment and building a more prosperous society.

We look forward to working together with you in relentless pursuit of this noble goal.

Sincerely,
Johnson Au

Take Charge on Your Own Financial Journey

About FINTOS Capital
fintos advice

Invinity Credit Sdn Bhd, operating under FINTOS Capital, is a licensed credit financing company that provides personalized financial solutions, specializing in secured and unsecured loans for individuals rejected by traditional banks.

Our advanced risk analysis tools enable tailored loan solutions, addressing urgent debts and facilitating access to home loans even when traditional financing options are limited.

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Frequently Ask Questions

If all required documents are received and your personal details can be verified, approval can be completed in as quickly as 24 hours. However, if any documents are incomplete, the processing time may be extended.

Yes, we evaluate each application individually based on its merits, and our credit loan is structured to assist applicants in consolidating their debts according to Invinity's internal credit standards.

Yes, there is a standard ad valorem stamp duty of 0.5% on the approved loan amount, as well as reasonable professional legal fees.

We will update through your registered mobile phone number regarding your application status. Alternatively, applicants can also check with us directly for updates.We will update through your registered mobile phone number regarding your application status. Alternatively, applicants can also check with us directly for updates.

The loan tenure ranges from a minimum of 1 year to a maximum of 5 years.

Each application is evaluated based on its individual merits, and we will approve it if it meets our criteria.
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Ready to Unlock Your
Financial Potential With Us?

Take the first step towards achieving your financial goals from our experienced team.

phone Contact us at: 03-8080 9777 (#3003)
[email protected]