Seeking better terms and rates? Our specialized team simplifies mortgage refinancing, offering personalized guidance at every step.
Consolidate multiple debts into one manageable loan. Reduce rates, simplify payments, regain financial control.
Whether it's for a major purchase or unexpected expenses, we’re here to achieve your financial goals with our flexible loan options.
Struggling with mortgage payments?
We provide options to manage defaults and avoid foreclosure. Regain control of your mortgage today.
Unlock property ownership or investment opportunities with our tailored financing solutions. Long-term stability, growth potential.
Discover a range of plans tailored to your needs.
Here's our sample repayment guide within estimated range.
Even if you're “blacklisted” or have bad credit score,
Don't worry, we're here to help.
We offer loans to individuals from all profession backgrounds,
so you can apply with confidence.
Our team consists of bankers and financial planners ensures efficient loan processing with expertise.
We assist individuals facing various financial challenges, striving to find solutions for all.
We prioritize transparency, charging no upfront fees to ensure clarity.
Experience flexibility with our loan packages, including up to 9-month moratorium options.
Your information is protected under the Personal Data Protection Act (PDPA) 2010.
Your financial data and transactions are safeguarded, ensuring your peace of mind.
To our respected partners and friends across all sectors,
At FINTOS Capital, our mission goes beyond personal loans. We empower individuals facing economic challenges to regain financial freedom through tailored programs. By guiding them towards self-management, we contribute to personal well-being and economic development.
We also aim to positively impact social ESG (Environmental, Social, and Governance) objectives, fostering a fairer economic environment and building a more prosperous society.
We look forward to working together with you in relentless pursuit of this noble goal.
Sincerely,
Johnson Au
Invinity Credit Sdn Bhd, operating under FINTOS Capital, is a licensed credit financing company that provides personalized financial solutions, specializing in secured and unsecured loans for individuals rejected by traditional banks.
Our advanced risk analysis tools enable tailored loan solutions, addressing urgent debts and facilitating access to home loans even when traditional financing options are limited.
Take the first step towards achieving your financial goals from our experienced team.